Kerford Investments (UK) Limited is a London-headquartered financial services firm. Kerford Investments (UK) Limited ("KERFORDUK") is authorised and regulated by the Financial Conduct Authority ("FCA). FCA register number 193030. This gives our clients assurance that any funds held with us are secure and that our resources are adequately managed at all times. Kerford Investments (UK) Limited is not a bank. We do not borrow or lend our clients monies, and such monies are always held in segregated accounts to ensure the best protection for our clients all over the world.

Segregation of funds

As a client, you can be rest assured that your funds are completely safe. Your money is segregated under the FCA's client money rules and cannot be used by us.

Protection through the FSCS

In the unlikely event of bankruptcy by any regulated firm in the UK, the FCA (through the Financial Services Compensation Scheme) guarantees repayment of 100% of the first £50,000 per client or its equivalent in other currencies.

KerfordUK clients may be eligible to put a claim into the Financial Services Compensation Scheme (FSCS) in the event that the firm is unable to meet its financial obligations. Eligibility depends on the status and the nature of the claim. Further details can be found at the FCSC website.

Bank accounts in tier 1 banks

Funds, whether they are classified as company funds or client funds, are kept in one of the safest top tier banks. All client funds are kept in a Client Segregated Account at HSBC. These funds cannot be used for supporting KERFORDUK's operating cost.

Supervision by the regulator

All firms regulated by the FCA have to meet strict financial standards, including capital adequacy requirements. Companies are required to submit financial reports to the regulator on a regular basis. The FCA has the right to fine companies and/or terminate a company's regulatory status for violations. KERFORDUK regularly submits statements of its solvency to the FCA, along with its annual audited financial statements, annual audited returns of information and a report from the auditors assessing our compliance with the FCA client money rules.

Our annual financial reports are audited by a leading UK financial auditors Fisher, Sassoon & Marks.