As a FCA regulated firm, Kerford Investments (UK) Limited is obligated to meet the stringent standards set by the FCA, submit financial reports on a regular basis and undertake detailed annual audits. This includes ensuring that client funds are held in quality Tier 1 banks approved by the FCA. All money received from our clients are treated as "Client Money" under FCA client money rules. Under these rules all client money must be kept separate from company funds, in a segregated account and at no point can client money be treated as company assets. The Company cannot use client money to cover its own needs, expenses and risks or utilize those funds in case of insolvency. This means higher protection of investments for all clients. Client money rules form one of the most important parts of the UK financial regulatory system related to consumers.

If a FCA regulated company fails to meet its financial obligations, a liquidator would not be able to use client money to meet claims of general creditors of the failed company. Clients' funds can only be used to pay out compensation to clients who held deposits with the company.

For more details please visit the FCA website, using KerfordUK's company reference number 193030, or company name: Kerford Investments (UK) Limited

About the FCA

The FCA is an independent body that regulates the financial services industry in the United Kingdom. The FCA has been the single regulator for financial services in the UK since December 2001, when it was given statutory powers by the Financial Services and Markets Act 2000 (FSMA 2000).

Key benefits for Kerford Investments (UK) Limited's clients

Like all companies regulated by the FCA, KerfordUK is obliged to meet strict financial standards including capital adequacy requirements. KerfordUK submits financial reports to the regulator on a regular basis. The FCA has the right to fine companies and/or terminate a company's regulatory status for violations.

The regulations require that Kerford Investments UK Limited:
  • Maintains sufficient liquid capital in excess of the regulatory capital requirement
  • Does not include any debt outstanding to the company as part of this capital
  • Undergoes a detailed annual audit performed by an independent financial auditor.

In compliance to the requirements, KerfordUK holds customer funds in secure customer segregated accounts with reputable financial institutions. Funds, classified as client funds, are kept in HSBC Bank, London.

Our annual financial reports are audited by one of the reputed UK financial auditing firms Fisher, Sassoon & Marks.

The Financial Services Compensation Scheme (FSCS) is the UK's statutory compensator for customers of financial services companies. Some class of clients may be eligible to make a claim from the FSCS in the event regulated firms in the UK are unable to meet their financial obligations, depending on the status and the nature of the claim. (Visit for more information).